Forty million euros can buy silence. Stealing it buys something else entirely.
Geneva. Behind the marble, discretion has another name: complicity.
Patrick Silver is a junior executive at Jackson Steinem & Co., a prestigious American investment bank whose reputation conceals relationships reaching back to Manuel Noriega and the financial machinery of Iran-Contra.
Assigned to move forty million euros in bearer shares and bonds from Luxembourg to Switzerland, Patrick makes an irreversible choice: he replaces them with forgeries. Now the bank wants its secret contained, Noriega’s associates want their money returned, and private operatives are following him across Europe. His only route out leads through Italy, onto a cargo ship, and toward the continent where the money began.
Subject: Geneva Transfer
Status: Unreconciled
The Banker
A 38-year-old Swedish executive at Jackson Steinem & Co. in Zürich — educated in Umeå and Vienna, fluent in four languages, precise to the point of obsession. His conscience turns one routine transfer into an act of theft, and makes him the most hunted man in the room.
The Executive
A Manchester-born administrator who rose from the company gym to the upper ranks of Swiss banking on discretion and political instinct. A polished guardian of Jackson Steinem & Co., he anticipates threats to the institution before they materialize — and protects it from the truth, and from anyone reckless enough to expose it.
The Client
The former Panamanian strongman whose financial network reaches far beyond prison walls. His missing fortune is not an accounting problem.
The Mentor
A Southampton-born executive with a military past and decades in banking, known as demanding but scrupulously fair. He left Jackson Steinem over ethical disagreements — carefully, keeping every relationship intact. Now Patrick’s former boss offers him a clean desk in London — if such a thing still exists.
The Contractor
A private-security operative and former military contractor for Blackwater, tracking Patrick across Europe — closing each road behind him until only the sea remains.
The Shadow
Jack Emerson's colleague and a fellow military contractor at Blackwater — working the hunt for Patrick Silver from the other side of the street, patient and unseen.
The Financier
A man of limitless ambition and a dark family history, determined to keep the Margot Group’s dealings beyond the reach of scrutiny.
The Advisor
An investment advisor and unscrupulous top earner at Jackson Steinem & Co. — charming, ruthless, and willing to sell any client down the river if the commission is right.
The Closer
Head of Sales at Jackson Steinem & Co. and a fanatical Formula 1 obsessive — a man who treats every client pitch like a race weekend and never admits he has lost. Methodical and risk-averse beneath the pleasant exterior, he survives on plausible deniability and an extensive knowledge of everyone else's transgressions.
The Executive
A Melbourne-born strategist with an iron will, twenty years of international banking, and a reputation for solving problems others can't — not always through conventional means. London-based, Patrick's formidable boss and a former Goldman Sachs employee. Her first lesson is loyalty; her second is discretion. Both sound less like policy than warning.
The Enforcer
A London-based man whose charm and approachability — junior staff consider him a mentor — mask a calculating nature that has rationalized one ethical compromise too many. When discretion fails, Henry makes certain that consequences follow.
The Rising Star
A Luxembourg-based banker fluent in the institution's unspoken creed: success excuses the methods used to achieve it.
The Showman
An investment advisor at Jackson Steinem & Co. in Geneva — flashy, superficial, and forever performing. All polish and no substance, he mistakes the suit for the man inside it.
The Counsel
Manuel Noriega's lawyer — a practiced hand at keeping inconvenient truths buried beneath paperwork, delay, and the quiet weight of privilege.
The Assassin
Peruvian ex-military from the Chorrillos Military Academy and a co-worker of Manuel Noriega — sent to assassinate Olivier Mercadier and Patrick Silver, and to recover Noriega's assets by any means.
The Executioner
Alberto Moreno's colleague and a fellow co-worker of Manuel Noriega — dispatched alongside him to murder Olivier Mercadier and Patrick Silver, and to leave nothing behind but silence.
The Advocate
Head of Legal at Jackson Steinem & Co. — the bank's quiet shield, fluent in every statute and every silence that keeps liability at arm's length.
The Gatekeeper
Compliance Officer at Jackson Steinem & Co. — she sees every transaction that matters and signs off on the ones that shouldn't, so long as the paperwork stays immaculate.
The Journalist
An investigative reporter who turns Patrick's private evidence into a story powerful institutions cannot bury.
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